2025 Planning

I am sure many brokers and consultants are beginning to see RFPs for January, especially for larger groups, so it is certainly time to embrace the change. Even large employers, typically “happily” self-funded with an ASO arrangement from one of the “big 4,” but this year should be a turning point for them as well. There is now more information available to them than ever before, should they be motivated to look for it.

There are now resources and tools available to all consultants/brokers and employers that show them exactly how much less they could be paying in claims had they not been “convinced” by someone that a particular national network delivered the best discounts! This opens the door to the obvious question that I have been asking for the last 15 years, “Discounts from what?” Thanks to transparency rules, the answer is now within reach!  It all starts with Self-Funding and DATA, preferably with an independent TPA!

Don’t wait—Now is the time to act—January is very close!

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Self-Funding Considerations

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Claims are King